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SmartAsset.com | Empowering You To Make Smart Financial

A financial advisor can help simplify the complexity. When choosing a financial advisor, you want to pick carefully. The right advisor can be instrumental in helping you determine and achieve your financial goals and prepare for retirement.

Actived: Thursday Jun 13, 2019

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What Is Coupon Rate and How Do You Calculate It?

Coupons can save you money on double stuffed Oreo cookies. They can make skee-ball seem like a good use of time. And they can help you save for retirement or college tuition. A bond with semi-annual to annual coupon payments can provide a steady stream of income with the right coupon rate.

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Crazy for Clipping: The Downside of Extreme Couponing

Coupons make us fat! That’s not as outrageous a statement as it sounds. Food coupons are always for products that are processed in some way. The more processed and higher the sugar, fat and calorie content, the bigger the discount. The bigger the discount, the more we buy. The more we buy, the more we eat and the bigger we get.

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6 Ways You're Costing Yourself Money Over the Holidays

Once you’ve made your holiday shopping list, you can comparison shop until you find the items you need at the lowest prices. Scouting out promo codes or coupons can save you some money. If you have a rewards credit card, you can also find out whether you can earn rewards for holiday purchases. 3. You Wait Until the Last Minute to Book Holiday

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10 Practical Ways to Save Money on College Expenses

9. Use coupons. There are money-saving coupons available for almost everything you could ever need. With a little searching you can find everything from free shipping to 50% off certain items. Check sites like CouponPal and RetailMeNot before you plunk money down for ANYTHING online. You can even find grocery coupons online that you can use at

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Types of Bonds - SmartAsset

Instead, it pays off when it matures. The money a buyer receives is equal to the principal invested, plus the interest that has been compounding semiannually since the purchase date. Zero coupon bonds sell at a discounted rate, but are only for the patient.

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Maine (ME) First-Time Home Buyer Programs for 2019

Maine is a state of fresh lobster, beautiful fall foliage and 3,478 miles of coastline. If you’re considering buying a home in the Pine Tree State, you should be aware of the special programs – from both the federal and Maine state governments – that make homeownership more attainable.

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The Top 10 Money Saving Blogs | SmartAsset

Anna Newell Jones is the writer of AndthenweSaved, a blog guided by a debt-free life pledge. Jones paid off her $24,000 in debt in only 15 months using a “Spending Fast,” a term she’s coined to cut out extra spending through committing to 1 year of spending only on necessities. Think utilities, rent, groceries… and that’s it.

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Best Retirement Calculator (2020) - See How Much You'll

Bad news: to pull all of that off, you’ll need to save $2,907 every month from now until you retire. That's about 20% of your monthly income. Compare that to the 5% per month you've been saving up until now. If you stay on that course, you'll have a savings shortfall of $660,000 when you retire - yikes!

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Top 4 Ways to Avoid Blowing Your Staycation Budget

Sometimes you just need to get away. But taking a break from your daily routine doesn’t always come cheap. According to a recent report, the average summer vacation cost $1,005 per person in 2015.Taking a staycation can help you save, as long as you budget carefully.If you’re planning to spend your summer at home, check out some ways to avoid overspending.

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The Economics of Composting - SmartAsset

Processing sites produce smells and may struggle to deal with “leachate,” the liquid run-off from trash. In addition to prompting objections based on smell, composting programs may face backlash from people who don’t want to have to pay for a program they don’t want to use. Lafayette City, Colorado faced push-back when it implemented a

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